Car insurance is a contract between you and an insurance company where you pay a premium and, in return, the insurer agrees to pay for certain car-related financial losses as outlined in your policy.

IDV for your car policy as per your choice (from a range) while buying/renewing your bike insurance policy from us. You can use our two-wheeler insurance calculator for the same. However, keep in mind that setting the correct IDV is essential as it decides the sum insured amount for the policy. Setting it too low can reduce the premium, but the claim amount will be less in case of total loss. Similarly, setting it too high will increase the premium.

• Yes, car insurance is necessary even if you ride occasionally. It provides financial protection against unexpected events such as accidents, theft, or damage, which can occur regardless of how frequently you ride. Without insurance, you could be personally liable for costly repairs or compensation to others involved in an accident.

  Important information:

  • Insurance provides coverage for accidents and theft, regardless of riding frequency.
  • It ensures financial protection against unexpected expenses.
  • Legal requirements may mandate having insurance even for occasional riders.
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• If your car is stolen or damaged while parked in a public place, your insurance coverage will depend on the type of policy you have. Comprehensive insurance typically covers theft and damages caused by vandalism or natural disasters. However, if you only have third-party liability insurance, it won't cover theft or damages to your own car . In such cases, filing a police report immediately is crucial for insurance claims.

  Important information:

  • Comprehensive insurance generally covers theft and damage in public places.
  • Third-party liability insurance typically does not cover theft or damage to your car..
  • Timely reporting to the police is essential for insurance claims related to theft.
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After ensuring everyone's safety, exchange information with other drivers, document the scene, and notify your insurance company promptly.

Yes, you can transfer your car insurance policy to the new owner if you sell your fourwheeler. Most insurers allow policy transfer with proper documentation and verification of the new owner's details. It's important to notify your insurer about the sale and transfer request to avoid any lapse in coverage. The new owner will loose their NCB value

Important information:

• Policy transfer requires proper documentation and verification of the new owner's details.
• Notification to the insurer about the sale is crucial to avoid coverage lapses.
• The new owner may need to meet insurer criteria to continue the policy, such as age and riding experience.